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Reducing your regular outgoings
Find out how to save on household, energy and water bills, your TV licence and travel costs
No money to pay non-priority creditors - joint letter
Joint letter template for when you have no money available to offer to your non-priority creditors. This template is to be used for guidance
No money to pay non-priority creditors - letter
Letter for when you have no money available to offer to your non-priority creditors
If your debt is statute barred
Steps you might be able to take if you’ve been contacted about a statute barred debt or action has been taken against you
Debt management plans - what you need to know
Introduction to debt management plans, explaining what they are, how they work and who can get one
Young people's rights
Rights of children and young people including information on proof of age, discrimination, personal records, punishment and religion
Information your debt management plan provider must give you
Explains what to do if a debt management plan provider has not given you all the information you are entitled to when choosing or signing up for a debt management plan
While you're on Universal Credit
Overview and content list for while you're on Universal Credit. Check how much you can get, reporting self-employed earnings and getting a budgeting advance