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  • Critical illness insurance

    Information on critical illness insurance, what it covers, factors to consider before taking out critical illness insurance and how to buy an insurance policy

  • Problems with your energy bill

    Information about problems with your energy bills. Check if you're responsible for paying, if you haven't had an accurate bill and if the price increased

  • Income Support

    Check what to do if you have a problem with your Income Support claim. If your Income Support has stopped or you have an overpayment, find out how to challenge the decision.

  • Interruptions to your water supply

    Your rights when your water supply is interrupted for repairs or because of an emergency such as burst main pipe and what you can do when things go wrong

  • Individual voluntary arrangements (IVAs)

    Find out if you're eligible for an IVA, how to make an application and get advice on solving any problems you have

  • Young people's rights

    Rights of children and young people including information on proof of age, discrimination, personal records, punishment and religion

  • What happens when a debt relief order is made?

    Explains what happens once a debt relief order has been made and your responsibility to report a change of circumstances, or information you forgot to include in the original application

  • Do you need to pay for a debt management plan?

    Advantages and disadvantages of choosing a fee-charging debt management plan provider over on that offers a free service