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The costs and charges of credit cards
Information about interest and other charges, which may be incurred when using your credit card, including charges when buying things abroad, or for missed payments
Contact us about a Universal Credit application
Get help making a new claim for Universal Credit, from the making the application through to getting your first correct payment
If there's flooding in your rented home
Information on dealing with flooding if you're a tenant, including emergency relocation, paying the rent and temporary homelessness
Check your rights as a lodger
Find out what rights you have if you're a lodger. You can also check what support you can get if you need help with housing
Paying your water bills if you're renting
Payment issues and problems you may have as a tenant with your water bill and what you can do
Checklist for deciding if an administration order is right for you
Checklist to help you decide whether an administration order is the best solution for dealing with your debt problems
Complaining about your neighbour
Check how to deal with neighbours who make you feel uncomfortable - for example if they’re noisy or have a dog that barks a lot
If you need a guarantor to start renting
Check what it means to have a guarantor for your rent. Check what their responsibilities are and when the guarantee agreement ends
Fill in the ESA capability for work form
Detailed information on how to fill in your ESA50 claim form, including advice for each question and tick box
Check how much Housing Benefit you can get
Find out how much housing benefit you can get. You might be able to get all your rent paid or just some of it depending on your circumstances