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• Starting a pension

  Overview and content list for starting a pension. Read our advice about how much pension you'll need and choosing a personal pension.

• Getting help for your child from your local council

  What support is available for you and your family - including extra help if your child is a ‘child in need

• Check if you can pay less council tax

  Find out if you can get a discount on your council tax. If you’re on a low income, check if you can apply for Council Tax Reduction

• Challenging a working or child tax credits decision - mandatory reconsideration

  How to challenge a tax credits decision with HMRC and applying for mandatory reconsideration.

• Help dealing with mortgage debts

  Different options which might be available to help clear your mortgage debt and pay back the money you owe to your lender

• Choosing a personal pension

  Find out about who provides personal pensions and things to look out for when choosing one.

• Getting a visa for your adult family member to join you in the UK

  Check who can apply for a visa as an adult dependant, including the rules about your income

• Check if you have the right to reside for benefits

  You might need to show you have a right to reside in the UK to claim some benefits. Find out what information you need and which benefits are affected

• Check how much Universal Credit you'll get

  Work out how much Universal Credit you’ll get each month, including which elements you’re entitled to and how your income and savings affect your payment.

• How much pension you'll need

  Advice on planning for financial commitments in retirement and saving for a pension.