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How lenders decide whether to give you credit
Information on credit scoring, credit rating, credit reference agencies and how they decide whether or not to give you credit
Starting a homeless application
Find how to apply to the council for help if you’re homeless
Complaining about the condition of your shared house
Check what you can do if your landlord doesn’t keep your home in a good condition. Check if you live in a ‘house in multiple occupation’ (HMO
Reporting self-employed earnings if you get Universal Credit
Work out your monthly earnings if you’re self employed. Find out how to report your earnings if you get Universal Credit and how to get help with doing
Taking action about human rights
Things to think about before taking action about a breach of human rights, including checking a breach took place and choosing the best course of action for you
Make an informal discrimination complaint
Decide the best way to make an informal discrimination complaint. Check what to say in your complaint to help you resolve the issue quickly
If you’re having problems with your smart meter
Check what to do if you think your smart meter isn't working properly or your energy supplier isn't getting your readings
If you're struggling with your overdraft
Things you can do if you're struggling with your overdraft. Get advice on what to do if you're struggling to pay off your overdraft