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Cold called by a debt management plan provider
How to complain if you are cold-called by a debt management company - uninvited contact by phone, text, email or in person at your door
Personal loans
Information about secured and unsecured personal loans, how they work and how to compare different loan products
Struggling to pay - administration orders
Action you can take if a change in circumstances makes it difficult to repay your administration order. Covers what creditors might do if you miss payments, review hearings and revoking the order
Payday loans
How payday loans work, including continuous payment authority, stopping payments, extending the loan and alternatives to payday loans
Making a plan to pay your debts
Work out what you can afford and make a plan for paying debts like credit cards, store cards and payday loans
Getting your money back if you paid by card or PayPal
Check how to get a refund if you paid for something by credit card, debit card, charge card, or PayPal. Find out about 'Section 75' and 'chargeback
Car finance claims: what to do if you bought a car on finance
If you bought a car, van or motorbike on finance, check if you can get compensation from your lender
Your debt management plan provider has closed
What you should do next if your debt management company closes down. Debt management providers sometimes go bust or have their licence taken away