Non-priority debt repayment calculator
Use this calculator to work out exactly how much money to offer to the people or organisations (‘creditors’) you owe money to.
This is only for non-priority debts like credit cards and bank overdrafts.
If you have priority debts like rent arrears or Council Tax arrears, you should make arrangements to pay those off first because the consequences can be serious, for example you could lose your home.
Read our advice on getting help with debt to find out how to do this.
If you’ve received court papers, you’re facing eviction or you’re expecting sheriff officers, you should contact your nearest Citizens Advice.