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The budgeting tool is an online calculator that helps you list all your household income and expenditure.
You can use the budgeting tool to work out how much you've got to pay off your non-priority debts. At the end you will be able to print off a financial statement which you can use to come to an agreement with your creditors.
How to use the interactive budgeting tool including a checklist of information to use, how to move around the pages and how to record information.
Use the budgeting tool to work how much money you have to pay your non-priority creditors.