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How Universal Credit is paid
How Universal Credit is paid This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales You’ll usually get a single Universal Credit payment every month. This will be paid directly into your bank, building society or credit union account....
Check if a change affects your Child Benefit
Check if a change affects your Child Benefit This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales You must tell HM Revenue and Customs (HMRC) about any changes to your children or living arrangements. This is called a...
Age discrimination - when discrimination is allowed in the provision of goods or services
Age discrimination - when discrimination is allowed in the provision of goods or services This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales Generally speaking, a trader or service provider isn’t allowed to discriminate against you because of...
What's the public sector equality duty?
What's the public sector equality duty? This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales The Equality Act 2010 says public authorities must comply with the public sector equality duty. This is in addition to their duty not...
Debt relief restrictions orders
Debt relief restrictions orders This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales If the official receiver believes you made your debt situation worse before you applied for a debt relief order (DRO), or you've acted dishonestly or...
Buying a home
Mortgage calculator Use the mortgage calculator to work out how much your monthly mortgage payments could be now, and if interest rates rise. Use the mortgage calculator How much can you afford The first thing you need to do is decide how much you can afford. You will need to...
Selling your property to help pay off your mortgage debts
Selling your property to help pay off your mortgage debts This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales If you're struggling to pay your mortgage, you might be thinking about selling your property. This would give you...
If a creditor takes money from your wages
If a creditor takes money from your wages This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales If a creditor takes money for child maintenance, council tax or benefit debts If the council is taking money to pay...
Reporting a change while you're on ESA
Reporting a change while you're on ESA This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales While you’re on Employment Support Allowance (ESA), it's important to tell the Department for Work and Pensions (DWP) if there are changes...
Check if you can take time off work
You have the right to take time off work in certain circumstances. These are called 'statutory rights'. This time off might be paid leave or unpaid leave. You won’t be paid for any unpaid leave you take. Your employer might let you have more time off on top of your...