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Paying off a credit agreement early
to pay the loan off early Write to the lender and ask them to tell you the total amount you must pay to clear the loan in full, this is called an 'early settlement figure'. The lender must tell you
Going to court if your landlord won't do repairs
with your landlord first. Read more about getting repairs done. Tell your landlord they have 20 working days to do the repairs or make a reasonable arrangement to do them. Explain that you'll start
Work you can do while getting ESA
more than: £20 per week - called the permitted work lower limit £183.50 per week and you work less than 16 hours per week - called the permitted work higher limit You can earn £183.50 per week
How much ESA you can get
amounts – these are called 'premiums' Take money off if you have income Take money off if you have savings or you own a home If you end up with zero or less than zero, you won’t get any income-related
Getting a lodger
association and have a spare room, you might already be getting less Universal Credit. This is called a ‘size criteria reduction’ and is often known as ‘bedroom tax’. Getting a lodger won’t change
Check if you can get child tax credits
should do if you get a migration notice. If you haven’t been told to claim Universal Credit by a certain date You might get an extra amount in your Universal Credit when you apply - this is called the ‘SDP
How to claim PIP
and landlines. It should take about 20 minutes to complete the call. If you’d prefer someone else to call for you that’s fine, but you need to be with them so you can give permission for them
Q14: moving around
question 14b "How far can you walk using any aids or appliances you need?" I can’t stand and move even using my aids or appliances less than 20 metres between 20 and 50 metres between 50 and 200
Check what benefits you can get
a week, you could get extra money - this is called a ‘category D pension’. You can only get a category D pension if you’ve lived in the UK for at least 10 years of the past 20 years. Check if you can get
Check if your child can get a permanent right to live in the UK
to apply for your child to live permanently in the UK - this is called ‘indefinite leave’. You can only apply if your child is aged under 18 - unless they’re already in the UK on a child visa. If you