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• Loan sharks

  , contact the police straight away. Do this even if it’s an informal loan from someone you know, such as a friend or family member. Borrowing from friends or family Not all lending needs to be authorised

• Check the reason you were chosen for redundancy was fair

  Protection of Employees. ​​You can challenge your redundancy if either: you're an employee your employer chooses you for a discriminatory reason You might be an employee even if your employer or your contract

• Changing your mind about something you've bought

  might have different rights. If you bought the item from a shop Check the shop's policy on returns. Even though they don’t have to do it by law, lots of shops will say you can return items within 14

• Check if you've experienced discrimination

  the characteristic should include people transitioning away from their assigned sex - even if they aren’t going to transition to a different sex. Other courts don’t have to follow this decision

• Your notice period during dismissal

  at least your statutory notice even if your contract says you get less. You’re entitled to statutory notice if both of the following apply: you’ve worked for your employer for at least a month you’re

• Report human trafficking

  human trafficking Human trafficking doesn’t just happen in the sex industry. People are exploited in construction, farming and even working in other people’s homes. Usually people who've been

• Dealing with your energy supply when you move business premises

  or another forwarding address Take a photo of your gas and electricity meter readings on your last day and make a note of the date, even if you have smart meters Make sure everything is switched off when

• If you're not offered housing after a homeless application

  association home - this is the best way of getting an affordable home. You might be able to apply even if your local council couldn’t give you temporary housing when you applied for homeless help. You'll

• Provision of goods and services - discrimination because of something connected to your disability

  , or even phoned you about it. They're now saying you must use a prepayment meter to pay off your debt. This could be discrimination arising from disability as you're treated unfairly because of something

• After you've been dismissed

  have a big emotional impact, so it’s also important to get support from family and friends, or even from your GP. Check that you have all the money you’re entitled to When you get your final pay, check