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• Information your debt management plan provider must give you

  Information your debt management plan provider must give you This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales Debt

• If you didn’t agree to switch energy supplier

  . What happens next Once you’ve contacted the supplier, they should write to you within: 5 working days to explain what they plan to do, and when 20 working days to confirm they’re reversing

• Moving home and water bills

  you're planning to move - and where to. Check your water company's website to find out how to do this. If you have a water meter, give your water company at least 5 working days notice so they can

• Check your housing status if you rent from a private landlord

  another home where they live most of the time your landlord has moved out and doesn’t plan to return If you’re in one of these situations and your landlord didn’t give you a section 20 notice, you’ll

• Get ready to fill in the work capability form for Universal Credit

  needs to fill in the work capability form. If you need to fill in the form, there are things you can do beforehand to help you give the DWP the information they need.  You can: plan how much time you’ll

• How much pension you'll need

  .  How much you'll need to put away for your pension depends on: what you can afford to save how many years you have to save what your needs will be when you retire Your retirement may last from 20

• Credit Union loans

  adding interest to the loan for a limited time help you work out a plan to pay what you owe The Credit Union should give you time to consider your options and get help with your debts.  They should pause

• If you're facing redundancy

  - if they're planning more than 20 redundancies decide which redundancies to go ahead with give you official notice of when your job will end if you’re being made redundant You might get a redundancy

• Making child arrangements

  agree to email, text or choose a friend that you can speak to each other through. Write down your agreement You should write down what you’ve agreed - this is called making a parenting plan

• Help with paying your water bills

  can. You might be able to spread payments over a longer period through a payment plan. Water companies accept a variety of payment methods. Special schemes Many water companies run hardship schemes