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Claim back credit from your energy supplier
account during summer and autumn to cover higher energy costs in winter. Before claiming back any money, think about: whether you’re likely to have higher energy bills in the months ahead
Get help with the cost of living
didn't get a previous Cost of Living Payment If you think you should have got a Cost of Living Payment, you can report a missing payment on GOV.UK. If you're over State Pension age and get Winter Fuel
Grants and benefits to help you pay your energy bills
if your supplier is part of the Warm Home Discount Scheme on GOV.UK. If you're eligible for the winter 2023 to 2024 payment the government will send you a letter between mid-October 2023 and mid-January
Decide if prepayment is right for you
standing charge on an SVT as you would if you paid for your energy by direct debit. You’re likely to pay more for your energy in winter If you’re on prepayment, your supplier can’t spread the cost of energy
If your energy supplier has increased your direct debit payments
that your usage will be higher in the winter months. If you think you’ve been overcharged You might want to try to claim back money from your supplier if you've paid too much. If you’re still not happy
Get help with the cost of renting privately
will send you a 'cost of living payment' if you get certain benefits, for example: Universal Credit Personal Independence Payments Attendance Allowance Winter Fuel Payments You can check if you’ll get
Using storage heaters efficiently
when the clocks change. For example, your hours might be midnight to 7am in winter. They would change to 1am to 8am when the clocks go forward in March. If you’re not on an off-peak tariff like Economy
Age discrimination - when discrimination is allowed in the provision of goods or services
of discrimination which are allowed under the law: free TV licences for people aged 75 and over winter fuel allowance for pensioners free bus passes for pensioners. Financial services Companies who
Help with bills if you use alternative fuels
should: set up a list of oil suppliers and their prices - you should review this list regularly as prices can often change agree order dates for the year ahead try to place orders for winter early
How much pension you'll need
such as a Winter Fuel Payment or energy efficiency measures for your home. Paying your debts. Try to plan for any borrowing to be paid off before you retire. Your expenses. Some expenses may be lower