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Negotiating your debt with bailiffs
Find out how you can negotiate your debt with bailiffs - including working out your what you can afford and making a payment arrangement.
Getting a debt relief order
Overview and content list for getting a debt relief order. Read our advice about how to get a debt relief order and if your order application is refused.
Rules debt management plan providers must follow
Explains the rules, set by the Financial Conduct Authority, that all debt management plan providers must follow.
Debt management plans explained
Overview and content list for debt management plans explained. Read our advice about what you need to know and the impact on your credit rating.
Check if a financial service has followed the rules
Check what rules financial services need to follow, including banks, mortgage lenders and creditors, and how you can complain
Cold called by a debt management plan provider
How to complain if you are cold-called by a debt management company - uninvited contact by phone, text, email or in person at your door.
Getting your housing plan from the council
Check when the council will give you a housing plan. Check how it can prevent you becoming homeless or help you find a new home
Credit Union loans
Information about credit unions, how credit union loans work and how to find a local provider