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End a hire purchase or a conditional sale agreement - letter
Letter to end a hire purchase or conditional sale agreement. You might need to do this if you can't afford the payments any more
Credit rating - impact of debt relief order
Explains that a debt relief order must be noted in your credit reference file and how it affects your credit rating, making it hard to get credit in future
Credit Union loans
Information about credit unions, how credit union loans work and how to find a local provider
Joint debts and belongings if your partner is bankrupt
Explains what happens to any joint debts taken out with your partner, if they go bankrupt
What are human rights?
Explains what human rights are and how they are protected by law. Also lists organisations offer further information
Your right not to be tortured or treated in an inhuman way
Explains how article 3 of the Human Rights Act 1998 protects you from torture or inhuman treatment, which causes you severe mental or physical suffering
Taking rest breaks at work
Find out what rest breaks you should get at work and what to do if your employer won't let you take them
If you struggle to get around and you got PIP before 28 June 2018
The DWP has reviewed PIP claims for people with mental health conditions. Find out if you should have got more PIP