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Pawnbrokers
Information about what a pawnbroker is and what happens if you are unable to repay your loan, lose your ticket or do not collect the goods
Check if you can challenge a new style JSA sanction
Check if you can challenge your JSA sanction. What arguments you can use and what evidence you’ll have to provide
If you think you’ve been charged too much for your energy
Do you think you've been overcharged for gas or electricity? Reasons why your energy bill amount might be higher than normal and what you can do about
Stopping bailiffs if you don't owe the debt
Check how to stop bailiffs visiting you if you don’t owe a debt, find out how to prove you don’t owe the debt and how to complain if the bailiffs still say you owe the money
Struggling to pay your debt management plan
Tells you what to do if circumstances mean you are struggling to pay the debt management plan, emphasising the need to contact the provider and not ignore the problem
Cold called by a debt management plan provider
How to complain if you are cold-called by a debt management company - uninvited contact by phone, text, email or in person at your door
Creditor takes money from your bank account
Information on third party debt orders to take money owed to you to pay creditors, how they affect your bank account and what to do if a frozen bank account leads to hardship
Repossession by your landlord's mortgage lender
Check what happens if your landlord hasn't paid their mortgage. Check if you'll be evicted or if you have the right to stay