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Debt management plans - what you need to know
Introduction to debt management plans, explaining what they are, how they work and who can get one.
Rules debt management plan providers must follow
Explains the rules, set by the Financial Conduct Authority, that all debt management plan providers must follow.
Do you need to pay for a debt management plan?
Advantages and disadvantages of choosing a fee-charging debt management plan provider over on that offers a free service.
Your circumstances have changed - debt relief orders
Explains the types of change in your circumstances that you must report to the Official Receiver and what could happen if you do not report them
Creditors still contacting you - debt relief orders
Explains what to do if you are being chased for a debt covered by your debt relief order and the situations in which creditors are still allowed to contact you while the order is in place.
Ask non-priority creditors to write off a debt - letter
Letter for when you can't make an offer of repayment and your circumstances are not going to improve
How income, debts and belongings are assessed for a debt relief order
Explains how an adviser assesses the value of your debts, income and belongings during the debt relief order application process.
Writing off some of your debt if you apply for an administration order
Tells you how to ask for a composition order, as part of an administration order, to get part of your debt written off.