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• Reducing your regular outgoings

  Find out how to save on household, energy and water bills, your TV licence and travel costs.

• Choosing and applying for a credit card

  Information on what to look out for when choosing and applying for a credit card

• Switching your business to a new energy supplier

  How to switch your business energy supplier and what to do if you have problems with an energy broker.

• Moving home and water bills

  What you should do when you are moving home, informing your water company and making sure you pay the right water bills.

• Check if you’re responsible for paying an energy bill

  Find out if you’re responsible for paying an energy bill. You usually have to pay for any gas or electricity you’ve used even if you haven’t signed a contract.

• Check if you can get sick pay

  Who can and can’t get sick pay, what you can do if you're not getting the sick pay you might be eligible for and returning to work after illness or surgery.

• Stop your energy supplier moving you to prepayment

  If you owe money to your energy supplier, they might want to install a prepayment meter. Here are the situations where you can stop them doing this.

• If you’re struggling to pay your credit card

  Find out what to do if you are struggling to pay your credit card debt and how you can start to clear the debt you have.

• If you want to end your private tenancy

  Check what steps you need to take to end your tenancy agreement. Check what will happen if you leave without giving notice.

• Getting a bank account

  Information on how to get a bank account, types of account available and switching from one bank or building society to another