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• How Universal Credit is paid

  causing financial problems it’s in the interest of a child you’re responsible for you get an amount in your Universal Credit because you care for a severely disabled person and it’s helpful for them

• Applying for a JSA hardship payment

  partner: is responsible for a child or young person is pregnant, disabled or a carer is homeless is under 18 is under 21 and has recently been looked after by the local authority has a chronic

• Prepare for an asylum interview

  interpreter if you need one. You can take a lawyer and their interpreter. This won’t be covered by legal aid unless you’re: a child a vulnerable person - for example, if you’re disabled or seriously ill

• Dealing with a letter saying bailiffs will visit

  this will depend on the type of debt you have.  You should check the date of the enforcement notice if your debt is for any of the following:  council tax parking tickets tax  child maintenance If you have

• How bailiffs should treat you if you're vulnerable

  a child under 18 Bailiffs aren’t allowed to enter your home if they know no one over 16 is there. They shouldn’t even ask questions from the door if the only people there are under 12. If they keep trying

• Debt relief orders - what you need to know

  orders relating to criminal activity child support and maintenance student loans social fund loans compensation for death and injury If you have any of these debts they don't count towards the £30,000

• Check if your agency is paying you the right amount

  get statutory sick pay - check how much sick pay you can get statutory pay when you’re having a baby or adopting a child - check your rights to parental pay  When you’ve been in the same job

• Check your options for getting out of debt

  and pension IVAs cover most debts but won’t include debts like child maintenance arrears or student loans - check which debts an IVA can cover it might be harder for you to borrow money while you have

• Check which debts bankruptcy covers

  you go bankrupt is called the ‘official receiver’. Check what to pay while you’re bankrupt You still have to pay: student loans maintenance payments and child support payments, including any lump sum

• Get a hardship payment if you've been sanctioned

  of a child or young person you’re responsible for. 'Basic needs' include accommodation, heating, food and hygiene. You'll only be eligible if the reason you can't meet these needs is because