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If you didn’t agree to switch energy supplier
What you should do if you're switched without your permission, what your rights are and where to get extra help
Letter to 'make time of the essence': goods
Use this letter to give a trader a final deadline when they're taking too long to deliver goods to you
Letter to say you received goods or services you didn't ask for
Use this letter to write to a trader who has sent you goods or services you didn't order or ask for. These are sometimes called ‘unsolicited goods
Using a food bank
How to get emergency food from a food bank. You can get a referral or look for a food bank that you don't need a referral for, such as ones ran by a church
An insurer approaches you to settle a claim
What to think about before taking up an offer to settle a claim directly from another insurer
Complaining about the public sector equality duty
How to use the public sector equality duty to challenge policies or decisions of a public authority which you think discriminate or put you at a disadvantage
Switch energy supplier or tariff
Check how to switch your energy supplier or tariff to try and save money on your gas or electricity bill. Check your new tariff will work with your current meter
Problems with an administration order
Content list for problems with an administration order. Get help if you're struggling to pay, if creditors are still contacting you and adding a debt.
Extra money and help if you get Universal Credit
Find out about extra money and help you can get because you receive Universal Credit. You can also check what other benefits and support you can apply
Letter to cancel a credit agreement before it starts
Use this letter to let a creditor know that you want to withdraw from a credit agreement before it is executed