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  • Appealing a tax credits decision at a tribunal

    What to expect at a tax credits tribunal hearing and how best to prepare for it.

  • Appealing against a benefit decision

    Appealing to an independent tribunal if you disagree with a mandatory reconsideration decision made by the DWP or HMRC

  • Borrowing money

    Overview and content list for borrowing money. Read our advice including types of borrowing, getting the best deal and some tips for lending money

  • Plastic cards

    Introductory information about the various types of plastic cards available, covering credit cards, store cards and charge cards, and prepayment cards.

  • If your circumstances change during your IVA

    Find out what to do if your circumstances change during your IVA, like your income goes up

  • Loans

    Overview and content list for loans. Read information about loans, including payday loans and information about credit brokers.

  • If you're sick or disabled

    Information about Universal Credit if you're sick or disabled. Get help and advice about getting UC, filling in the form and going to your assessment.

  • Decide if prepayment is right for you

    Understand the advantages and disadvantages of a prepayment meter, and decide whether you want one