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Choosing a debt management plan provider
How to find a debt management plan provider, covering whether a debt management company is licenced and belongs to a trade association and checking the contract is correct
Mortgage problems
Check what help is available if you’re struggling with your mortgage payments, and what to do if your mortgage lender wants to evict you
Ending a hire purchase or a conditional sale agreement - letter
Letter to end a hire purchase or conditional sale agreement. You might need to do this if you can't afford the payments any more
Problems with your energy bill
Information about problems with your energy bills. Check if you're responsible for paying, if you haven't had an accurate bill and if the price increased
Paying back a working or child tax credits overpayment
Change how quickly you repay a tax credits overpayment, and find out about other ways to pay
How to claim Housing Benefit
How to claim Housing Benefit, including if you can backdate your claim. How to claim a Discretionary Housing Payment too
Dividing up money and belongings when you separate
If you and your partner separate, you need to decide how to divide your home and your pension. You also need to divide possessions and money in bank accounts
Individual voluntary arrangements (IVAs)
Find out if you're eligible for an IVA, how to make an application and get advice on solving any problems you have
Extra benefits and help you can get while on DLA
If you get DLA for your child, you might be able to get extra money from other benefits, a blue badge or a reduction in road tax bills
Interruptions to your water supply
Your rights when your water supply is interrupted for repairs or because of an emergency such as burst main pipe and what you can do when things go wrong