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  • Harassment by creditors

    How creditors are supposed to behave when they are trying to recover their money, what kind of behaviour is not acceptable and how to tell if you are being harassed

  • Check if you can sublet your home

    Check if you're allowed to sublet your home and how it might affect your income and benefits

  • Claiming new style ESA

    Claiming new style ESA. You’ll need to show that your medical condition makes it difficult to work – get advice about applying and find out more

  • Debt management plans

    Overview and content list for debt management plans. Read our advice about getting a debt management plan, while one is in place and making a complaint

  • Complain about PPI commission

    Find out when you can get money back on your PPI if it wasn’t mis-sold

  • Buying a used car

    What checks to make when buying a used car, how to negotiate a deal, different payment options

  • Dealing with Council Tax arrears

    What happens when you miss a council tax payment, and how to negotiate with your council to pay what you owe in smaller amounts

  • Can you get bankruptcy cancelled?

    Find out when you can apply to have a bankruptcy cancelled (annulled) and how to do