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  • Debt management plans

    Overview and content list for debt management plans. Read our advice about getting a debt management plan, while one is in place and making a complaint

  • If your ESA is stopped or reduced

    What to do if your ESA is stopped or reduced. If the DWP stop or reduce your ESA, you might be able to challenge them or start a new claim

  • Complain about PPI commission

    Find out when you can get money back on your PPI if it wasn’t mis-sold

  • Buying a used car

    What checks to make when buying a used car, how to negotiate a deal, different payment options

  • Dealing with Council Tax arrears

    What happens when you miss a council tax payment, and how to negotiate with your council to pay what you owe in smaller amounts

  • Paying a court fine

    What happens if you don’t pay a court fine in time, including how to ask for more time to pay, and what to do if you can’t afford to pay

  • Can you get bankruptcy cancelled?

    Find out when you can apply to have a bankruptcy cancelled (annulled) and how to do

  • Payday loans - making a complaint

    How to complain to a payday loan lender, the Financial Ombudsman Service or a trade association about a payday lender that has not followed the Good Practice Customer Charter and the Financial Conduct Authority (FCA) rules