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Debt remedy tool
An online debt remedy tool from the debt advice charity StepChange Debt Charity to help you work out your options if you are in debt.
If your debt is statute barred
Steps you might be able to take if you’ve been contacted about a statute barred debt or action has been taken against you
Apply to have a statutory demand cancelled
Explains how to apply to have a statutory demand set aside if someone you owe money to is trying to make you bankrupt.
Claiming compensation if you were forced to have a prepayment meter
Find out if you can claim compensation if your energy supplier forced you onto a prepayment meter between 1 January 2022 and 31 January 2023
Student housing - your behaviour in halls
Explains how students can be sanctioned if they misbehave or have rent arrears when living in university halls of residence. Sanctions can include withholding qualifications, preventing students progressing in their course and eviction
If you used to get tax credits
Check what you can do now tax credits have ended - for example, claiming other benefits, challenging a decision and making sure your final payment is correct
Debt management plan fees too high?
Action you can take if you think the fees charged for your debt management plan are unfair, including a explanation of what counts as unfair
Cancelling your debt management plan
Reasons why you might want to cancel your debt management plan and things to consider before doing so, including how you will deal with your debts instead and whether you will get a refund of fees