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Credit rating - impact of debt management plan
Explains how having a debt management plan may affect your credit rating
Credit Union loans
Information about credit unions, how credit union loans work and how to find a local provider
Claiming compensation from water companies
How to claim compensation from a water company. Read this to find out more about the standards water companies must stick to and when you can claim
Your notice period during redundancy
Find out what notice pay you get and how long your contractual or statutory notice period should be, including if you get garden leave or pay in lieu of notice
Check what benefits you can get
Get a quick idea of the benefits you can claim, including disability benefits and links to benefit calculators
No money to pay creditors - letter
Letter for when you have no money available to offer to your non-priority creditors
No money to pay creditors - joint letter
Joint letter template for when you have no money available to offer to your non-priority creditors. This template is to be used for guidance
Creditors still chasing you after you go bankrupt
Explains the situations when some creditors may still be able to contact you, after you go bankrupt
Backdated water bills
What is likely to happen if water companies pursue households for the payment of water bills if they have not been paid in the past for whatever reason and what you can do about
Letter to complain about faulty goods supplied with a service
Letter to complain to trader about faulty goods they supplied with a service