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• When you don’t need vehicle insurance

  There are some situations where you don't need to have motor insurance. Read this page for information on circumstances where motor insurance isn't required

• Letter to complain about non-delivery of goods

  Use this letter to 'make time of the essence' when an item you've ordered hasn't been delivered

• Check who's taken over your energy supply

  If your energy supplier has gone bust, check which company has taken over your energy supply

• Letter to cancel a credit agreement before it starts

  Use this letter to let a creditor know that you want to withdraw from a credit agreement before it is executed

• Letter to complain about faulty goods supplied with a service

  Letter to complain to trader about faulty goods they supplied with a service.

• Return faulty goods

  Find out when and how you can return faulty goods for a refund, repair or replacement

• Report human trafficking

  How to identify and report human trafficking if someone you know is a victim of trafficking

• Complain about a debt management company

  Find out how to complain about a debt management company, if you're not happy with their service