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• Getting a bank account

  Information on how to get a bank account, types of account available and switching from one bank or building society to another

• Action your creditor can take

  Overview and content list for action your creditor can take. Find out what action your creditor can take, including what to do If you're being taken to court

• Claim back credit from your energy supplier

  Why your bill might be in credit, when to consider claiming back credit, how to claim back credit

• If your circumstances change during your IVA

  Find out what to do if your circumstances change during your IVA, like your income goes up

• Get help if you’re struggling to pay your bills

  Check what help you can get if you’re struggling with money and you can’t afford to pay bills like energy, rent, internet or council tax.

• Deciding whether to make a small claim

  Find out what you should consider before starting a small claim and when you can make one

• Collecting information about your debts

  Collect information about your debts and check how to contact your creditor

• Top tips for borrowing

  Top tips for borrowing money, taking out a loan or using a credit card.