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Sample letters

We have produced a series of interactive sample letters to help you with your problem.


You can find sample letters for a range of consumer issues on our Consumer template letters page.

Debt and money

Ending a hire purchase or a conditional sale agreement - letter Letter to end a hire purchase or conditional sale agreement. You might need to do this if you can't afford the payments any more.
Holding letter Letter to ask creditors to hold off for a short period while you work out your budget or get advice.
Letter to complain about a payday loan Letter you can use to help you complain to a payday lender if they haven't followed the rules.
No money to pay creditors - letter Letter for when you have no money available to offer to your non-priority creditors.
Offer to non-priority creditor - letter Letter for when you have some money available to offer your non-priority creditors.
Request to write off a debt - letter Letter for when you can't make an offer of repayment and your circumstances are not going to improve.


Letter to raise a grievance at work Letter to raise a grievance by an employee about something which has happened at work.