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Credit Union loans
Information about credit unions, how credit union loans work and how to find a local provider.
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Getting the best credit deal
Advice on getting a good best deal when borrowing money, including comparing credit products, costs involved, terms and conditions and checking whether you can afford the repayments.
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Find a trader and check you can trust them
Finding a seller or tradesperson who will do a good job and treat you fairly.
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- Consumer
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Return faulty goods
Find out when and how you can return faulty goods for a refund, repair or replacement.
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- Consumer
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Hire purchase and conditional sale
Information about how hire purchase and conditional sale agreements work, the right to end a hire purchase agreement and what happens if the buyer is unable to pay.
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Letter to 'make time of the essence': services
Use this letter to give a trader a final deadline when they're taking too long to start or finish a job.
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Letter to cancel a contract that's been breached
Use this letter to cancel a contract if an essential part of it has not been fulfilled.
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Problem with a car repair
Your rights and options if you're not happy with a car repair, what to say to the garage, how to take further action.
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- Consumer
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If the car you bought is still on hire purchase
Your rights and options if you find out the car you bought is still subject to a hire purchase or conditional sale agreement.
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- Consumer
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Get specialist immigration advice
Check what help you can get from Citizens Advice or find a specialist immigration adviser.
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- Immigration